Paying for Care and Veteran Benefit Resources
Reviewed October 15, 2026 · Happy to Help Caregiving
Jump to resources by areaBegin with the kind of help needed, then ask the program how that help is covered. Assistance with bathing, meals and companionship is different from a clinician's home health visit. A benefit that supports one type of care does not automatically pay for another, and a program's approval does not establish that a particular provider can bill it.
Veteran families may need separate conversations about VA health services, pension benefits or support for a family caregiver. Use the official program pages to identify the right route and bring benefit questions to VA staff or an accredited representative. Keep any decision letter, approved services, provider requirements and authorization dates together before agreeing on paid visits.
For insurance and tax questions, use the insurer's written policy and the current official guidance with a qualified adviser. Do not build a budget around an assumed reimbursement or deduction. The resources below are starting points for a program-specific conversation, rather than an eligibility decision.
Build your next step
Step 1
Separate the care tasks
List daily living help, supervision and clinical services separately. Ask the responsible program which tasks it covers and what assessment or medical documentation it needs.
Step 2
Confirm the payment path in writing
Ask who approves the care, which providers may deliver it, what the family pays and whether authorization must be in place before services start. For DOL claims, identify the specific program before following claim instructions.
Step 3
Plan for review and changes
Record the approval period, renewal contact and process for a change in hours or needs. If considering private pay while an application is pending, get a separate written estimate without assuming later reimbursement.
Questions to bring
- Which program and benefit are we discussing?
- What care is covered, and who makes the decision?
- Does this provider need separate enrollment or authorization?
- What will we pay, and what happens at renewal?
Find the right organization
Choose a national starting point or a local resource below. County boundaries and program rules matter. Ask each provider about its current requirements, costs and access before making arrangements.
National starting points
Benefits and care costs
DOL Office of Workers' Compensation Programs
Find the federal workers’ compensation program that applies to a work-related illness or injury before asking about benefits.
Benefits and care costs
EEOICP home and residential health care
Read DOL’s guide to requesting approval for home or residential care connected to an accepted energy-worker illness.
Benefits and care costs
Find and Appoint a VA-Accredited Representative
Search for a VA-accredited representative and ask whether they can help with a benefit claim or decision review.
Benefits and care costs
IRS Publication 502: Medical and Dental Expenses
Use the IRS medical-expense guide to prepare questions for a tax professional about nursing-type care and qualified long-term care costs.
Benefits and care costs
IRS Publication 503: Child and Dependent Care Expenses
Review the IRS dependent-care guide with a tax professional when paying for care helps a family member work or look for work.
Benefits and care costs
Medicare home health coverage
Check Medicare’s explanation of skilled home health benefits and its limits on personal care before planning care costs.
Benefits and care costs
Medicare hospice care coverage
Review Medicare hospice coverage with the hospice team and ask which services are included in the individual care plan.
Benefits and care costs
NCOA Benefits and Assistance
Explore benefit programs that may help an older adult with food, prescriptions, housing and other everyday costs.
Benefits and care costs
PACE program overview and plan search
Learn about PACE’s coordinated health and support services and check whether a program serves the person’s area.
Benefits and care costs
Pension Aid and Attendance Benefits / Housebound Allowance
Read VA’s rules for pension additions associated with daily-care needs or housebound status before discussing an application.
Benefits and care costs
Receiving long-term care insurance benefits
Understand the benefit triggers and waiting period to discuss with an insurer when opening a long-term care claim.
Benefits and care costs
SHIP local Medicare counseling
Find local SHIP counseling for questions about Medicare enrollment, coverage, costs and appeals.
Benefits and care costs
VA Health Care Enrollment and Application Help
Gather the information VA requests for a health-care application and review the available ways to apply.
Benefits and care costs
Veterans Pension Eligibility
Review the service, age or disability, income and net-worth requirements for Veterans Pension with VA or an accredited representative.
Caregiver payment
Getting paid to care for a family member
Explore government information about programs that may pay a family caregiver, then confirm the rules with the relevant program.
Caregiver payment
VA Program of Comprehensive Assistance for Family Caregivers (PCAFC)
Review VA’s comprehensive family-caregiver program, including its application process and support for approved caregivers.
Caregiver payment
VA Veteran-Directed Care
Learn how Veteran-Directed Care lets participating Veterans or their representatives plan a service budget and hire workers with counseling support.
Home care
VA Homemaker and Home Health Aide Care
Read how VA homemaker and home health aide services can support daily activities and ask a VA social worker about an assessment.
Home health care
VA Home Based Primary Care
Learn about VA’s clinical primary-care teams for Veterans who need continuing health care at home.
Survivor benefits
VA Dependency and Indemnity Compensation (DIC)
Review VA’s survivor-compensation guidance and ask an accredited representative which application requirements apply.
Survivor benefits
VA Survivors Pension
Read the eligibility and application guidance for VA Survivors Pension before seeking help with a claim.
Idaho
Benefits and care costs
Idaho Office of Veterans Advocacy service officers
Connect with Idaho veterans service officers for help understanding and applying for veterans benefits.
Benefits and care costs
SHIBA Medicare counseling
Ask Idaho SHIBA for unbiased Medicare benefits information and counseling.
Utah
Benefits and care costs
Utah SHIP Medicare information and counseling
Find Utah's SHIP Medicare counseling information and connect with a local aging agency.
Benefits and care costs
Utah veteran service officers for VA claims
Connect with Utah's accredited veterans service officers for help with VA claims and appeals.
West Virginia
Benefits and care costs
Aged and Disabled Waiver and alternative support (West Virginia)
Read West Virginia's Aged and Disabled Waiver information and ask the program about its assessment and application process.
Benefits and care costs
West Virginia SHIP Medicare counseling contact
Find the official contact for West Virginia SHIP's personalized Medicare counseling.
Benefits and care costs
West Virginia veterans benefits offices
Locate a West Virginia veterans benefits office for help navigating claims and benefits.
Pennsylvania
Benefits and care costs
PA MEDI Medicare counseling
Ask PA MEDI for Medicare counseling and help understanding coverage choices.
Benefits and care costs
Pennsylvania county veterans affairs offices (Fayette, Greene, Washington)
Locate a Pennsylvania county veterans affairs office for assistance with veterans benefits.
Ohio
Benefits and care costs
Ohio county veterans service commissions (Lake and Cuyahoga)
Find Ohio county veterans service offices and benefits resources in the state's official guide.
Benefits and care costs
Ohio Senior Health Insurance Information Program
Find the official contact for Ohio's OSHIIP Medicare information and counseling program.